Monument Broker / Seller calculator
Monument Home Sale Proceeds Calculator
Estimate potential cash remaining after selling expenses, mortgage payoff and negotiated costs. Adjust the inputs yourself. This tool is educational—not a closing statement or guaranteed sale price.
01 / Interactive estimate
How much might you receive at closing?
Enter an expected sale price and the estimated loan payoff, broker compensation, title/closing expenses, concessions and repairs. Use 0 where not applicable or unknown, but be aware that this can overestimate proceeds.
No default broker commission is assumed. Compensation is negotiated. This calculator does not estimate income taxes or determine whether you qualify for a federal primary-residence gain exclusion.
For a more reliable estimate, obtain the actual lender payoff and a preliminary title-company or broker net sheet.
Enter or change your figures to update the estimate.
Illustration only. Does not calculate tax liabilities, lender payoff per-diem, all HOA fees, prorations or legal adjustments automatically.
02 / A proper seller net sheet
Get a more accurate estimate for your address.
A local analysis accounts for likely sale-price range, negotiated costs, any special HOA fees, property taxes and the planned closing date. Share the property address and the preferred timeline for a personalized review.
03 / Additional considerations
Estimated equity and spendable cash are not the same thing.
Costs that may change the number include inspection negotiations, buyer concessions, repairs, title charges, association transfers, mortgage payoff interest and property tax prorations. The property may also have a second lien or other loan.
Capital-gains treatment depends on ownership and use. Inherited homes and investment properties can involve different tax basis rules. Consult qualified tax, legal and title professionals for the actual transaction.
See Selling an inherited home and selling and buying together.
Frequently asked questions
What owners ask first
Does this include capital-gains tax?
No. Income tax consequences depend on your circumstances. Consult a qualified professional before relying on a net estimate.
Are there standard real estate commissions?
No. Brokerage compensation is negotiable and should reflect the actual agreement.
Why might my mortgage payoff differ from my balance?
A formal payoff statement can include accrued daily interest and fees for the anticipated closing date.