Mountain Town Living.
Conveniently Located.
Find your home near the mountains, with local trails, downtown shops, and easy access to Colorado Springs and Denver.
A closer look at Monument.
Start downtown, stop for coffee, and take a walk by Monument Lake. Monument sits at the base of Mount Herman, with local businesses, nearby trails, and neighborhoods that each feel a little different.
Looking at homes here? Compare the lot, the views, and the drive you’ll make every day. Use the local guides to get a feel for the area before deciding where to buy.
Get to Know Monument
Local shops, a walk by the water, and trails near town.
I-25 connects Monument with the cities to the north and south.
Compare established neighborhoods, newer homes, and acreage.
What does your next home need?
A wooded lot, a newer home, or a few acres? Start with what matters most to you. Browse current Monument listings, then narrow the search by community, home style, price, and the properties worth seeing.
See more of Monument.
A look around town.
See the town, the lake, and the surrounding mountains.
Monument Lake
Get to know the lake and the area around it before you visit.
Explore Monument LakeDowntown & the Tri-Lakes Area
Learn how Monument, Palmer Lake, and the surrounding neighborhoods fit together.
Explore Monument & Tri-LakesSanta Fe Trail
Find out where the trail goes and how to access it from Monument.
Explore the Santa Fe TrailKnow your home’s value before you list.
Review recent sales, competing listings, and the details that make the property different. Then compare pricing, preparation, and the timing of the move.
Set the asking price.
Compare recent sales and active listings, taking your home’s condition, lot, and updates into account.
Decide what’s worth doing.
Sort out which repairs, touch-ups, and photos will help buyers see your home at its best.
Work around your move.
Set a schedule for preparation, showings, and listing that fits your plans.
Compare new homes in Monument.
There’s more to compare than the model home. Review the lot, standard features, upgrade costs, district costs, and expected completion date before choosing a new home.
Explore New Construction
What will it cost to live here?
The purchase price is only part of the budget. Compare the same costs for each property so you can see the full picture before making a decision.
Talk Through Your BudgetTaxes & district fees
Check the property’s tax record and ask about any district charges.
Home insurance
Get a quote for the specific property rather than relying on a general estimate.
HOA & utilities
Compare dues, what they cover, and the home’s heating, water, and utility costs.
Upkeep & the drive
Allow for maintenance, snow removal, and your regular commute.
Compare mortgage rates before setting the budget.
National mortgage-rate benchmarks as of . These are interest rates, not APRs or guaranteed offers for a Monument property.
Conventional
7.33%
30-year fixed national benchmark
VA
7.00%
30-year fixed national benchmark
FHA
6.98%
30-year fixed national benchmark
Buying a first home? First-time buyer status is not a separate interest-rate category. Compare conventional and FHA financing, plus VA financing when eligible, and ask a lender about available assistance programs.
Source: Mortgage News Daily, October 15, 2026 daily index. Rates can change daily. Credit, down payment, points, loan size and property details affect actual pricing. APR, lender fees, mortgage insurance and applicable VA funding fees must be compared separately. This is a dated market snapshot, not a rate lock or commitment to lend.
Questions about Monument?
Here are a few things buyers and sellers often ask. For questions about a particular home or neighborhood, contact Monument Broker.
How is Monument different from Colorado Springs?
Monument has a smaller town center and sits farther north, near Mount Herman. Homes range from established neighborhoods to new construction and acreage. Spend some time in the areas you’re considering and compare the drive, surroundings, and individual properties.
Can I commute from Monument?
I-25 connects Monument with Colorado Springs, Castle Rock, and Denver. The drive depends on your destination, traffic, and weather. Try the route during your normal travel hours before choosing a home.
What should I compare beyond the asking price?
Look at the lot, privacy, condition, layout, and work the home may need. Then compare taxes, insurance, HOA dues, and utilities. For acreage, ask about access, water, and any restrictions on how you plan to use the property.
How is a Monument home value estimated?
Start with the property details, condition, and recent improvements. A home-value review compares relevant recent sales and current competing listings to estimate a reasonable price range and support a selling plan.
Let’s talk about your move.
Cody James · Monument Broker